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陕西省城镇低收入家庭住房保障政策研究

【作者】 吴砚

【导师】 雷晓康;

【作者基本信息】 西北大学 , 社会保障学, 2010, 硕士

【摘要】 住房是人类生存的基本条件,也是维护社会稳定、促进经济发展的重要保证。以1998年国务院颁布的23号文件为标志,我国城镇住房制度正式进入市场化阶段。随着改革的不断深入,市场机制开始渗入到住房领域的各个方面。房地产业的迅速发展,为我国经济增长做出重要贡献。城镇家庭居住环境与水平得到大幅度提高。然而,房价的急剧攀升,使越来越多的低收入家庭无法依靠市场来解决住房问题。陕西省位于我国中西部地区,由于经济增长,城市化水平的提高,住房价格持续上涨,低收入家庭住房困难问题日益显现。为促进社会和谐发展,解决城镇低收入家庭住房困难问题,陕西省政府相继出台了以廉租住房与经济适用住房为主要内容的住房保障政策。本文在已有的理论研究和陕西省城镇住房保障政策实践经验的基础上,借鉴美国与新加坡住房保障政策的成功经验,结合陕西省城镇住房保障政策的实施现状,提出完善陕西省城镇住房保障政策的建议。本文的正文共有五个部分组成:第一部分是对相关住房保障理论进行了概述;第二部分对陕西省城镇低收入家庭住房保障政策的实施现状进行了分析,包括对陕西省城镇低收入家庭住房保障政策的历史演变,实施效果政策及特点;第三部分是对陕西省住房保障在实施过程中出现的问题及原因进行了分析;第四部分通过分析美国与新加坡住房保障的实践经验,并为陕西省住房保障政策的完善提供了启示;第五部分将美国与新加坡住房保障的经验,与陕西省实际情况相结合,针对陕西省住房保障政策在实施中存在的问题提出了提出完善陕西省住房保障政策的建议。

【Abstract】 Housing is a basic condition of human existence, that is also an important guarantee to keep society steady and economy boom. The 23rd document promulgated by the State Department in 1998 was the symbol of Chinese urban housing system entering the marketability stage officially. With the deeply reforming, market mechanisms are beginning to penetrate all aspects of the housing sector. The rapid developing of real estates industry makes a great important contribution to China’s economic growth. The level of living environment and condition has increased significantly. However, with the rising of the house price, more and more low-income families can not solve the housing problem relying on the market. Shaanxi Province locates in the Midwest regions. As the economic and the urbanization increases, the housing prices rise rapidly. The housing difficulties of low-income families have increasingly appeared. In order to promote the harmonious development of society, and solve the housing difficulties of low-income families, Shaanxi provincial government has issued housing security policies, the main content of which is about low-cost housing and affordable housing. The paper studies the urban housing social security system on the basis of the existent theories, and summarizes urban housing security policies of Shaanxi Province practical experience. It learns the useful experience of housing security policies from the United States and Singapore, and combines with urban housing situation in Shaanxi Province. The study puts forward some suggestions for improving the urban housing social security system in Shaanxi Province. There are five important parts. The first part is about some basic theories about the urban housing social security; The second part analyses the current situation and the problems, including low-income urban households in Shaanxi Province and the former evolution of housing security policies, implement effective and characteristics. The fourth part analyses the problems during the process of the implementation of Shaanxi Province; According to the practical experience of housing security policies in the United States,Singapore, and the real condition of Shaanxi Province, the fifth part gives some suggestion to improve housing security policies of Shaanxi Province.

  • 【网络出版投稿人】 西北大学
  • 【网络出版年期】2010年 10期
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