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我国农村养老保障的问题与对策研究

Problems and Countermeasures Studies on Our Countryside Retirement Security

【作者】 沙玉霞

【导师】 倪保志;

【作者基本信息】 山东大学 , 行政管理, 2010, 硕士

【摘要】 目前,随着世界各国老龄化现象的日趋严重,老年人的养老问题越来越突出。我国作为世界第一人口大国,老龄化带来的养老问题更为值得关注。相对于城市而言,农村老年人口基数大,老龄化速度快,老年人口数量增长快,因此养老问题更为突出。建国以来经过几十年的探索,我国建立起了日益完善的城镇居民养老保障制度,广大的农村居民却长期游离于这一制度之外。虽然,2009年“十一”前夕,我国新型农村养老保障制度开始试点推行,但是农村养老保障问题的真正破解还需待时日,尤其在传统的家庭养老功能和土地养老功能日益弱化的今天,如何充分发挥农村养老保障中各责任主体的作用,“扬长避短”,实现各种养老模式最大的“合力作用”,解决农村老年人口的养老问题就成了一个重要的理论和实践面临的新课题。本文将我国农村现有养老模式分为家庭养老模式、社会养老模式、社区养老模式和自我养老模式四种。运用文献分析法、定量分析与定性分析相结合的方法以及实证调研等方法对有关农村养老问题的研究现状、,现有各种养老模式的现状、农村养老保障存在的问题及其原因等进行了系统探讨,并对各责任主体的具体职责和定位以及如何完善的对策等问题进行了深入剖析,试图从宏观和微观两方面使责任主体各尽其责,发挥各种养老模式的合力作用。全文内容分为六个部分。导论主要对本文的选题背景和意义,国内外研究现状,研究内容和研究方法等方面进行论述。第一章推进和完善农村养老保障的重要性和必要性。在对养老保障相关概念界定的基础上,对推进和完善农村养老保障的重要性及必要性进行了探讨,为本文的进一步研究提供理论支撑。第二章我国农村养老模式的现状分析。首先分析了四种养老模式的内容和特点;剖析了农村养老保障实践中存在的主要问题:养老需求得不到满足:养老的制度建设和立法建设滞后等,并着重对其原因进行了分析。第三章山东省某村老年人养老现状的实证研究。通过具体案例从微观的层面,分析我国农村老年人口的养老现状及存在的问题,以期使解决问题的对策更具体、微观和有针对性。第四章完善我国农村养老保障的建议和对策。主要从两个方面阐述了农村养老保障中各种责任主体的地位和责任;完善我国农村养老保障的思考和建议。这是本文的写作目的和落脚点,也是本文的核心内容。最后是结束语。在对全文内容进行概括和总结的基础上,对农村养老保障问题的最终破解进行了展望。

【Abstract】 Nowadays, with the phenomenon of the world ageing getting more and more serious, the aged problem has become more prominent. As the first populations Great Power, the aging pension problem in China is to be worth paying more attention to. Compared with the cities, our country rural old population cardinal number is big, the aging speed is faster, old population quantity grows quickly, so the retirement problem is more outstanding. It has been several decades since the founding of the nation, and our country has already gradually established the perfect old-age security system for urban residents, however, the extensive rural residents have a long-term dissociation outside this system. Although on the eve of the National Day in 2009, the new rural old-age security system has started to pilot, the old-age security in rural areas need to break the real time. Especially, today the traditional family old-age pension functions and the land retirement functions become increasingly weak, so it is an important theoretical and practical new topic that how to display in fully each main body of responsibility in the rural old-age security, avoiding weaknesses, realizing various retirement patterns’the largest "force effect" to solve the problem of rural old-age retirement.In this paper, the existing old-age retirement patterns of China’s rural areas are divided into four kinds:the family retirement pattern, the social retirement pattern, the community retirement pattern and the self-retirement pattern. In the course of writing I used kinds of methods, such as, literature analysis method, a combination of qualitative and quantitative method, empirical research method. By an in-depth analysis of the status of study on countryside retirement problem, the current old-age retirement patterns, existing problems and root causes of rural old-age security, this paper discusses the specific responsibilities and position of the responsibility of each main body and proposes the improving measures, trying from both macro and micro aspects to play each main body of responsibility and exert various retirement patterns’ "force effect".This paper is divided into six parts. The introduction mainly describes background and significance of subject, research status in and outside China, research contents and methods.The first chapter describes the importance and necessity of promoting and perfecting the rural old-age retirement security. On the basis of the definiteness of the relevant concepts about the old-age retirement security, it discusses the importance and necessity of promoting and perfecting the rural old-age retirement security, providing theoretical support for further study.The second chapter analyses the current old-age retirement security patterns of our countryside. First, it analyses the contents and characteristics of four kinds of old-age retirement patterns; Second, it analyses the main problems of rural old-age security practice, such as, the retirement needs not being met; land security functions’weakness; retirement legislative construction lagging, etc. then,it mainly explores the root causes.The third chapter is an empirical study on the current old-age retirement of some village in Shandong Province. Through concrete case from the micro level, this part analyses the current old-age retirement and problems of the elderly in rural areas in order to solve the problems with more specific, microcosmic, and targeted countermeasures.The fourth chapter proposes the suggestions and measures that perfect our countryside retirement security. This part includes two aspects. At first, it discusses the status and responsibilities of the various main responsibility in the rural old-age security; Second, it proposes the measures of perfecting our countryside retirement security. This is not only the purposes and the foothold of this paper but also the corn content.The last part is the concluding remarks. Based on the summary of the full-text content, this part prospects the eventual break of the rural old-age retirement security problems.

  • 【网络出版投稿人】 山东大学
  • 【网络出版年期】2010年 09期
  • 【分类号】F323.89
  • 【被引频次】12
  • 【下载频次】2498
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