【作者】 李中；

【导师】 吴秋璟；

【作者基本信息】 南京航空航天大学 ， 区域经济学， 2008， 硕士

【摘要】 经济增长是社会发展和政治稳定的前提条件。探索经济增长的源泉,并采取措施释放生产力,是理论界一直关注的问题。已有的研究认为,生产要素的积累、资源配置效率的提高、技术进步,以及制度发展、宗教信仰等都是影响经济增长的重要因素。近些年,关于金融发展对经济增长作用的研究引起了经济学家们的关注。传统的金融与经济关系理论认为,金融市场的发展促进了资本的社会化,同时也降低了企业外部融资的成本,企业外部融资比重的提高有利于社会资源配置效率的实现。金融市场的发展可以促进资本的集中、转移和交易,也改变生产经营部门的外部融资比重,社会资源的优化配置和规模效应可以在众多生产经营部门的外部融资比重变化中得以实现。总而言之,金融促进了资本流动,为社会资源优化配置创造了便利条件,有助于社会资本产出率的提高,也就是为经济发展做出了贡献。长江三角洲地区是我国经济发展速度最快的区域之一,但是在我国加入WTO和全球经济一体化的背景下,由于各方面的竞争,长三角经济为了获得进一步的增长,必然要发挥金融的作用。本文利用金融发展和经济增长理论,从金融发展的角度揭示长三角的经济增长之谜,对长三角区域金融发展对经济增长影响进行了实证分析。本文在结构上分六个部分进行论述。第一部分,包括选题的背景和意义,国内外研究现状和研究思路及其框架。第二部分,对区域金融理论有关理论进行了系统的回顾,并解释区域金融发展与经济增长的关系与内在作用机制。第三部分,结合区域金融理论,阐述长三角区域金融发展与经济增长的现状,并在直观上描述了长三角区域金融发展对经济增长影响的历史演变。第四部分,对长三角的区域金融发展对经济增长进行具体的实证分析,考察过去的14年长三角区域金融发展对经济增长的作用。通过金融体系(金融市场,金融中介,金融效率和保险市场)对经济增长的实证分析,我们得出相关结论。第五部分,根据第四部分所得到的结论,指出长三角区域金融发展中存在的问题,如加强区域金融合作、股票市场还需要进一步发展。第六部分,在前文分析的基础上,从金融中介,金融市场,金融效率和保险市场等四个方面提出政策建议。更多还原

【Abstract】 Social development and political stability are on the premise of economic growth. Exploring reasons for economic growth and taking some measures to enhance the productivity are always the focus of theoretical attention. The researches hold the view that accumulation of factors of production, enhancement of resources allocation efficiency, technology progress, system development and religious faith are important elements influencing the economic growth. In recent years, economists pay more attention to the contributions of financial development to economic growth. According to the theories on finance and economics, as the financial market develops, the capital socialization has been promoted, which further reduces the enterprises’ fund raising cost. The increasing fund raising proportion can bring about the fulfillment of efficient resource allocation. With the financial market development, most manufacturing and operating units practice capital accumulation, transfer, and transaction, and realize scale effect. To sum up, finance promotes capital flow, can optimize resource allocation and boost capital production, thus contributing to the economic development.The Yangtze Delta is one of the zones developing rapidly in China. However, facing the competition, the Yangtze Delta is confronted with how to make finance play a full role in economic growth. Using financial development and economic growth theory, paper, from the financial development perspective, reveals the mystery of the Yangtze River Delta economic growth and analyzes the correlation, causation on Yangtze River Delta regional financial development and economic growth.The paper is divided into 6 parts that can be summarized as follows:Part 1 includes the background, significance, research on the status quo at home and abroad and framework.Part 2 not only systematically looks back correlative theories about financial development and economic growth but also explains the relationship, internal mechanism between regional financial development and economic growth.Part 3 with regional financial theory,on the Yangtze River Delta regional financial development and economic growth of the status quo,describes the development of the Yangtze River Delta regional financial impact on the economic growth of the historical evolution.Part 4 concretely analyzes financial development and economic growth of the Yangtze Delta by means of the demonstration, expounds the role of financial development of this zone in the past over fourteen years. Through respectively analyzing the relations between financial system and economic growth, the author draws relevant conclusions.Part 5 according to the fourth part of the conclusion, points out some problems such as enhancing regional financial cooperation ,furthering development of the stock market .Part 6 puts forwards some suggestions from four respects.更多还原