【作者】 吴晓艳；

【导师】 侯珺然；

【作者基本信息】 河北大学 ， 世界经济， 2003， 硕士

【摘要】 随着我国加入WTO后金融对外开放的深入，我国金融业将面临巨大挑战，风险程度随之加深；与此同时，国际金融监管体制和方式正在发生一系列的变化，我国现行金融监管体制存在的缺陷将日益突出。WTO下的我国金融业，随着经营模式的变革和金融转型的完成，监管体制将由分业监管逐步向统一监管演进，资本与金融账户的管制将随条件的成熟而逐步放开。因此，我们应当借鉴外国先进经验，建立一个全方位，多层次的金融监管体系，尽快与国际金融监管原则与发展方向接轨。 本文尽力把金融监管的理论与实际相结合、文字叙述和模型分析相结合，在分析国际金融监管发展趋势和有代表性的金融监管体制的基础上，立足我国国情，提出了改善我国金融监管体制的政策建议。更多还原

【Abstract】 China has become a full member of WTO and will increase the openness in financial industry. In the process our financial industry meets a heavy challenge and financial risks will deepen. At the same time, a series of changes has taken place in international financial regulation systems and methods. Many defects will emerge above water in the existing financial regulated and supervisory system. In WTO, along with the transformation of operating mode and the completion of finance reformation, unitary financial regulation system in China will evolve gradually from separate financial regulation systems; the control of capital and financial accounts will be rescinded step by step as the conditions are ripe. Therefore it is necessary to build up a all - aspect and multi - layered Chinese financial supervision system so that it can close up to those principles and follow up the tendency of the international financial supervision and regulation system according to the advanced experience from other countries.The author works harder to integrate the theory of financial regulation "with practice and to combine the depiction of written language with model analysis. The essay states the research of the trend of international finance supervision and the systems of representative finance supervision. On the basis of the situation of our country, the author put forward to the policy proposals to improve financial regulation in China.更多还原