【作者】 曹山；

【导师】 尹晓冰； 马锦林；

【作者基本信息】 云南大学 ， 工商管理， 2010， 硕士

【摘要】 物流金融业务的实质是通过对物流、资金流的控制或通过对有实力关联方责任进行捆绑,在实现对行业核心企业及其供应链中的上、下游客户的整体金融服务的同时,对银行授信风险进行整体的有效控制。中国已成为世界上最具潜力的消费市场,受到全球关注。越来越多的跨国公司将制造中心和采购中心转移到中国,而中国国内也开始面向全球生产和经营。同时伴随着现代物流业务的发展,在综合性的一体化物流服务理念下,在整个供应链中的增加金融服务是必然的。同时,资金流在国民经济体系中与物流同量反方向循环,商业银行若从资金融通的角度来看,对支持物流企业融资、控制银行风险以及推动经济增长均有积极作用。尽管近几年我国物流金融业务研究与实践在广度和深度上都发展很快,但相比国外先进的物流金融业务,我国的物流金融还处于初级发展阶段,物流金融业务发展涉及的诸多方面,如物流公司的规范、商品市场风险把握、企业诚信体系、银行风险控制等配套设施尚不完善。在当前情况下,商业银行如何开展物流金融服务?论文首先从对物流及物流金融业务的相关理论和发展进行阐述,再从实际情况对目前商业银行提供的物流金融业务进行描述。在此基础上,结合作者工作实践,从云南省物流金融业务和银行实际操作状况出发,分析其中存在的问题特征及其发展趋势,进而从目前商业银行如何拓展物流金融服务提出一些建议。更多还原

【Abstract】 Logistics financial services in essence of logistics, capital flow control or through a power or responsibility to tie in with the industry enterprises and their supply chain of upstream and downstream client’s overall financial services, banks overall credit risk control.China has become the world’s most potential consumer market, global concern. More and more multinational companies will manufacture center and procurement center in China, and China also began to face global production and operation. And with the development of modern logistics business, the integration of logistics services in comprehensive concept, the increase in the supply of financial services is inevitable. At the same time, the flow in the national economy system and the same amount of logistics in the opposite direction, if commercial banks from circulation financing perspective, to support logistics enterprises’financing, control and promote economic growth in bank risk has the positive role.Although in recent years, China’s financial business research and practice in the breadth and depth of rapid development, but are compared to the overseas advanced logistics, financial services, our logistics financial is still at the primary stage of development, financial business development of logistics involves many aspects, such as logistics company, commodity market risk control, enterprise credit system, the bank risk control facilities such as imperfect.In the current situation, the commercial banks to develop logistics, financial services? Firstly, to logistics and logistics from financial business development and related theory, from the actual situation of present more commercial Banks provide logistics financial business. On this basis, combining the working practice, from Yunnan logistics financial business and actual operation situation, bank, analyzes the problems existing in the feature and development tendency, and from the commercial Banks to expand financial services and put forward some suggestions of logistics.更多还原