【作者】 赵万红；

【导师】 包承柯；

【作者基本信息】 华东师范大学 ， 外交学， 2010， 硕士

【摘要】 农业金融对农业经济发展具有促进作用。二战后,我国台湾地区的农业金融在农业生产恢复重建过程中建立起来,为台湾农业经济发展作出了重要贡献。农会信用部作为农业金融的基层组织,深入农村地区,与农民生产生活紧密相连,在促进农业经济发展、帮助农民致富过程中发挥了不可替代的作用。经过60多年的发展变革,农会信用部已经成为农业金融的主体,与农业金库一起构成独立完整的农业金融组织体系,共同为台湾农业经济发展提供有效的金融支持。目前,中国大陆农业经济正处在快速发展阶段,农业金融改革工作在探索中前进,如何吸取海内外农业金融发展的成功经验,对于推动大陆的农业金融改革具有积极的现实意义。因此,本文选择我国台湾地区的农会信用部为研究对象,以期为大陆的农业金融改革提供一些借鉴和启示。本文首先探究农会信用部体制产生的历史背景和内在动因,接着分析农会信用部的金融地位、功能作用、运行机制等。通过这几方面的分析,文章最后得出结论认为,农会信用部作为民间合作性质的金融组织,与农民利益紧密结合形成利益共同体,在运行中实行会员制的民主管理、民主决策,自身业务与农会其他业务部门互相配合,确保资金能够安全有效用于农业生产生活,这是农会信用部的自身优势。同时,农会信用部被政府当做社会治理的有效工具加以利用,从政策和财政等方面对其予以大力扶持,这是它的外部优势。这两个方面的优势是农会信用部能够持续发展的重要原因。本文通过对农会信用部的研究来了解台湾农业金融体制的特点,考察金融支农的经验教训,为大陆的农业金融改革提供参照对象。从中得到三点启示：首先,在大陆农村金融改革过程中,应探索发展民享民有民治的民间合作性质的农业金融组织；其次,应建立功能齐全的农民金融管理机制,全方位扶持农民生产经营活动；最后,应加快农业金融立法工作,建立独立完整的农业金融支持体系。更多还原

【Abstract】 Agricultural finance has a promotion to agricultural economy development. After World War II, the agricultural finance system in China Taiwan province set up in the process of agricultural reconstruction and made important contributions to the agricultural economy development. Credit department of farmers’association as agricultural finance grass-roots organizations closely linked with the farmers’ agricultural production, played an irreplaceable role in promoting agriculture economy development and helping farmers to become rich. After 60 years’development and changes, credit department of farmers’association has become the main institution in agricultural finance system and providing effective financial support for agricultural economy development. Currently, agricultural economy of China mainland is in a stage of rapid development and the agricultural finance reform efforts in the exploration stage. How to draw domestic and foreign successful experience in the development of agricultural finance for the promotion of China’s agricultural financial reform has a positive and practical significance. Therefore, this thesis selects Taiwan’s credit department of farmers’ association as study object, expected to provide some reference and inspiration for China mainland agricultural finance reform.At first, this thesis analysis the credit department of farmers’association’s development process, functional status and operating mechanism to understand its nature and structure. On this basis, then explore its role in the development of agricultural economy and the historical background and intrinsic motivation of its establishment and development. Through analysis of these aspects, the article concludes that the credit department of farmers’ association as grass-roots cooperative financial institutions closely with the interests of farmers implements democratic management and democratic decision-making in its operation and its business compatible with other department of farmers’association to ensure that funds can be use for agricultural production safe and effective. These are the inherent advantages of credit department of farmers’association. Meanwhile, The Government take credit department of farmers’association as an effective tool of social control, so afford it strongly policy and finance support. These are the external advantages of credit department of farmers’association. These two advantages are the important reasons for its sustainable development.This thesis through research of credit department of farmers’association to understand the advantages and disadvantages of Taiwan’s agricultural financial system and learn the experiences and lessons of financial support for agriculture to provide a reference object for China’s mainland’s agricultural financial reform. The author obtain three inspirations from the study:First of all, we should explore development grass-roots cooperative financial institutions in the process of China’s mainland’s agricultural financial reform; Secondly, we should establish a full-featured farmer organizations to support the farmers production and business activities; Finally, we should speed up agricultural finance legislation to establish an independent and comprehensive agricultural financial system.更多还原