【作者】 于富海；

【导师】 魏成龙；

【作者基本信息】 河南大学 ， 企业管理， 2010， 硕士

【摘要】 中小企业对促发展、保稳定的重要性已不言而喻,是国民经济发展的晴雨表。而制约其发展、危机其生存的融资难依然是一个国际性、历史性和顽固性话题,也日益被当政者及理论界所关注。此次金融危机的突袭,给本来融资难的中小企业造成致命的打击,市场供求的变化引发竞争加剧、价格下降、库存增加、效益锐减,接踵而来的是资金链紧绷及断裂,危机中小企业的生存与发展。中小企业如何在这次金融海啸中求生存、保发展?本人认为首要条件是防止资金链断裂,保证供血充足。由此,本文主要从中小企业债务融资及其改进的角度来阐述怎样改善融资难、怎样发展、怎样在现有条件下改善融资难、怎样在现有条件改进的状况下更好的融资?在本文中都一一做了解答。本文尤其在金融危机时期推出的崭新金融中介—中小企业银行方面,做了深入研究,这对中小企业债务融资有很大的帮助,也是本文的特色之处。当然,在金融危机大背景下,缓解中小企业融资难是一项更综合、艰巨的工程。本文基于此,对中小企业债务融资的改进研究进行了深入探讨,希望能对中小企业融资难这一问题有所帮助。更多还原

【Abstract】 SMEs(small and medium-sized enterprises)promoting development, maintaining stability and the importance of self-evident, is a barometer of national economic development. The constraints on their development, the crisis of the financing difficulties of its existence is still an international, historical and intractable topic, but also increasingly those in power and the theory of community concern. The raid on the financial crisis, giving small and medium enterprises financing difficulties have been caused by a fatal blow to the changes in market supply and demand lead to increased competition, declining prices, rising inventories, benefits sharply reduced the ensuing chain of tension and fracture of capital, crisis the survival and development of SMEs. How can small and medium enterprises survive the current financial crisis, Paul development? I think that the first condition is to prevent money-strand breaks, to ensure an adequate blood supply. As a result, this paper and its improvement from the debt financing for SMEs to articulate the perspective of how to improve the financing difficulties, how to develop, and how to improve the existing conditions, financing difficulties, and how to improve the existing conditions, a situation of better financing? In this article, are all made to answer. This especially in the financial crisis, launched a new era of financial intermediation - Business Bank has done a thorough study of this debt financing for SMEs, there is a great help, but also special feature at this article. Of course, in the context of the financial crisis to ease the financing difficulties of SMEs is a more integrated, arduous project. Based on this, improvements in debt financing for SMEs conducted in-depth study to explore, hoping to financing difficulties for SMEs in this issue helpful.更多还原