【作者】 邓颖；

【导师】 谢光亚；

【作者基本信息】 北京工业大学 ， 应用经济学， 2010， 硕士

【摘要】 2007年以来,中国银行业的外部经营环境复杂多变,美国次贷危机引发的国际金融危机造成国际金融市场剧烈动荡,中国经济减速趋势明显,银行业金融机构面临更多挑战。在此背景下,由于中国银行业尚未全面走向国际化,所以受到的影响相对有限:中国银行业依旧保持健康快速的发展势头,为我国经济应对外部冲击提供了强有力支撑,中国银行业在机遇与挑战中继续成长,并加快其国际化成长的步伐。全文共分为九大部分,包括绪论、银行业国际化成长战略研究的相关理论、中国银行业的国际化成长现状、中国银行业的市场结构分析、中国银行业的国际竞争力分析、中国银行业的知识结构及其演变分析、国际大型银行国际化成长的经验与教训、中国银行业的国际化成长战略以及结论与展望等。本文的分析主要建立在企业国际化相关理论、产业组织结构理论、国际竞争力理论、企业成长理论、战略管理理论以及知识管理理论的基础之上。本文首先阐述中国银行业的国际化成长现状,并以中国银行为例,分析中国银行的国际化成长;其次对中国银行业的市场结构现状进行实证分析,包括其市场份额、市场集中度和产品差异化程度;再次应用模糊综合评价方法,实证分析中国银行业的国际竞争力状况,并与国际大型银行进行比较;接下来应用知识管理理论对比分析中国银行业与国际大型银行的知识结构及其演变;同时详细总结国际大型银行的国际化成长经验与教训;最后通过以上所有部分的分析,提出中国银行业国际化成长的战略。总之,本文着重从中国银行业的市场结构、国际竞争力、知识结构及其演变三个层面展开分析,通过借鉴国际大型银行与中国银行国际化成长的经验与教训,最终找到适合中国银行业的国际化成长战略,使得在世界经济动荡不定的背景下,中国银行业能够抓住国际银行业“大洗牌”的契机,实现其国际化成长。更多还原

【Abstract】 Since 2007, the external environment of China’s banking industry suffered unprecedented complex changing. International financial crisis triggered by the U.S. subprime mortgage crisis led to a severe turbulence in international financial markets. China’s economic suffered obvious slowdown. The financial institutions confronted more challenge. Under this background, the impact on China’s banking industry is relatively limited since it is not fully internationalized: It remains a healthy and fast development momentum, providing strong support for China’s economy towards outside impact. China’s banking industry continues its growth between opportunities and challenges and accelerates its growth to internationalization.This paper is divided into nine parts, including introduction, main theories, internationalized status of China’s banking industry, market structure analysis of China’s banking industry, international competitiveness analysis of China’s banking industry, knowledge structure and the evolution analysis of China’s banking industry, experience and lessons of large-scale banks’internationalized growth and internationalized growth strategy of China’s banking and the conclusion and prospect.The analysis is primarily based on the theory of internationalization of companies, industrial structure, international competitiveness, industry growth, strategic management and knowledge management.Firstly, this paper elaborates current internationalization status of China’s banking and a case study of Bank of China; secondly, an empirical analysis of market structure, including its market share, market concentration and product differentiation; thirdly, an empirical analysis of the international competitiveness of China’s banking industry and a comparison with international large banks by means of fuzzy comprehensive evaluation method; fourthly, the application of comparative analysis of knowledge management between China Banking and international large-scale from the knowledge structure and evolution angles; also summarized the internationalization growth of the international major banks’experience and lessons in detail; Finally, from all of the above analysis, proposed the internationalized growth strategy of China’s banking industry.In short, this paper’s analysis focuses on three aspects: market structure, international competitiveness, the knowledge structure and its evolution. Also by drawing on large international banks and the Bank of China’s international growth experience and lessons, find the international growth strategy of China’s banking industry under the background of volatile world economy finally.更多还原