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海上责任保险第三人直接请求权法律问题研究

Research on the Direct to the Third Party in Marine Liability Insurance

【作者】 张立花

【导师】 陈宪民;

【作者基本信息】 华东政法大学 , 法律, 2009, 硕士

【摘要】 本文以民法基本原理为指导,以现行海上责任保险中的第三人直接请求权制度为基础,比较分析国内外关于第三人直接请求权相关立法例及判例,对海上责任保险制度中第三人请求权制度的法理基础、行使条件及其抗辩等问题做了分析研究,并述及设立海上责任保险第三人请求权制度的价值所在;在此基础上,结合我国海上责任保险第三人请求权制度的相关法律环境,提出应尽快建立和完善我国海上责任保险第三人直接请求权制度的立法建议。本文共分为四章。第一章对海上责任保险第三人直接请求权做了概述。介绍了海上责任保险第三人直接请求权的涵义、产生、法理基础以及确立海上责任保险第三人直接请求权的合理性与可行性。第二章介绍了国内外关于海上责任保险中第三人直接请求权的相关立法。本章列举了国际公约、英美法系以及大陆法系国家有关第三人直接请求权的典型立法例或判例,并对其进行了简要评析。第三章分析了海上责任保险第三人直接请求权的行使条件与效力。此章是本文的重点,分三节。将海上责任保险划分为海上强制责任保险和海上自愿责任保险两种类型。第一节对第三人直接请求权的第三人范围做了论述,第二节对海上强制责任保险和海上自愿责任保险下第三人直接请求权的行使条件以及第三人行使直接请求权所可能遭遇的抗辩进行了论述,第三节初步探讨了海上责任保险第三人直接请求下被保险人与保险人的法律地位与责任形式。第四章提出立法建议。评析了我国法律环境下的海上责任保险第三人直接请求权制度的相关立法,分析其存在的不足,在此基础上,对健全与完善我国海上责任保险第三人直接请求权制度提出了立法建议。

【Abstract】 By the basic tenets of the civil law as a guide, based on the direct claim to the third party system in the existing marine liability insurance , compared with relevant regulations and cases with respect to direct claim to the third party overseas countries and regions, the thesis gives a preliminary study on some fundamental problems of the third party’s direct claim system in maritime liability insurance ,such as the theoretical foundation, enforcing conditions , the defenses of the third party suffered as well as the value of developing the third party’s direct claim system in the marine liability insurance . Then, combining with our country’s practical law environments about the third party’s direct claim system in maritime liability insurance, the thesis puts forward legislative proposals. The thesis is divided into four chapters.The first chapter gives an overview on the direct claim to the third party. It introduces the definition of the third-party direct claim system in marine liability insurance, emergence, theoretical basis as well as the considerations of reasonability and feasibility to develop the third party’s direct claim system in the marine liability insurance.The second chapter describers the legislative status of the direct claim to the third at home and abroad . This chapter lays out the third-party direct claim system in International Conventions, Common Law and the related regulations of Civil Law countries and regions, and makes some analysis about the third party direct claim system in the proceedings of the special procedures of the relevant laws.The third chapter describes the enforcing conditions and effectiveness. This chapter is the key part of the thesis, which consists of three parts. By dividing the maritime insurance into two classes of maritime compulsory liability insurance and maritime voluntary liability insurance, the first part describes the range of the named third party . The second part describes enforcing conditions and the defenses of the third party suffered of the two classes aforesaid, and The third part makes a preliminary study on the legal status and liability burden of the insurer and the insured with respect to third-party direct claim system.The fourth chapter, at last, proposes legislative advice. According to this paper, discussing in light of China’s current legal status , the chapter proposes some legislative advices in order to improve and perfect the third party system in our marine liability insurance.

  • 【分类号】D996.1;D922.294
  • 【下载频次】90
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