【作者】 甘甜；

【导师】 郭伟；

【作者基本信息】 西安工程大学 ， 管理科学与工程， 2009， 硕士

【摘要】 西安高新技术产业开发区(本文所出现的西安高新区均为“西安高新技术产业开发区”的简称)为实现“打造中国科技创新中心,建设世界一流科技园区”的目标,并突出技术创新体系和创新环境建设两条主线,提出了总部经济发展规划。本文依据“金融是现代经济的核心,高新区的可持续发展,同样离不开金融的支持”的论断,通过对西安高新区总部经济发展中的金融服务体系的研究,针对西安地区金融竞争力的提升、西安高新区高新技术企业融资效率的提高和西安高新区总部经济吸引力的增强,提出了具体可行的思路和建议。本文的核心内容主要包括三个方面:首先,从规范研究和实证研究两个方面,开创性地进行了总部经济发展与金融服务体系的关系研究;其次,结合西安高新区发展总部经济的背景及区域金融相关理论,利用决策实验室法对文中构建的西安高新区金融服务体系中各构成层面的重要性程度(中心度)和影响力程度(原因度)进行了分析,并得到了相应的结论;最后,结合本文研究目的和西安高新区内企业的实际情况,着重考察了外部金融服务体系对企业融资效率的影响。通过对融资效率相关文献的研究总结,构建了企业融资效率的关键影响因素与金融服务体系的相互作用及相关关系的模型,研究并分析了金融服务体系对西安高新区高新技术企业融资效率的影响作用。在研究方法和分析工具方面,本文主要通过发放调查问卷及访谈的方式获取实证研究所需的相关数据,并采用因子分析、相关分析和决策实验室等方法对数据进行了分析。文中利用SPSS16.0中的分析方法验证了金融服务体系及其各子体系层面与企业融资效率之间存在显著相关关系;并结合西安高新区发展总部经济的背景及区域金融相关理论,利用决策实验室法(DEMATEL)及MATLAB 7.6对西安高新区金融服务体系中各构成层面的重要性程度和影响力程度进行了分析。本文主要结论:(1)金融服务体系是总部经济发展的先决条件;总部经济的发展促进金融服务体系的不断完善。(2)西安高新区金融服务体系中各子体系发展不均衡,表现在:优惠的政策制度对金融服务体系服务水平的提升至关重要。但研究发现,目前科技政策的作用和科技投入力度有限,真正能申请到的中小高新技术企业数量有限且门槛不低;金融服务配套平台发展水平对西安高新区金融服务体系其他层面影响较大,但区内企业对金融中介平台的整体满意度不高;区内企业可用融资途径比较单一,同时资本市场融资方式难以实现;信用评级时,过多地注重企业的财务状况,过多地依赖于“担保”与“反担保”,缺少对于中小高科技企业的专业信用评价体系。(3)经验证金融服务体系及其子体系与区内高新技术企业融资效率之间呈显著正相关关系。更多还原

【Abstract】 For the aim of being China’s innovation center and world first-class hi-tech zone" and highlighting two main lines—technological innovation system and innovation environment, this paper based on a thesis "finance is the core of modern economy, sustainable development of hi-tech zone can not be separated from financial support, then Xi’an hi-tech industries development zone was taken as an example to be researched and analyzed for its financial support during the headquarters economy development. Further more, the conclusion of this paper gave meaningful references on how to enhance the finance competitiveness and upgrade the attractiveness of Xi’an hi-tech industries development zone as enterprises’headquarters.The main content of this paper included three parts: first of all, this paper carried out a ground-breaking research on the relationship between the financial services system and headquarters economy development from the norms and empirical views; then by concluding the literature of financing efficiency, this paper constructed an assumption model of the key factors that affect corporate financing efficiency and researched the effects that financial services system having on corporate financial efficiency. With the purpose of this paper and the status quo, the study focused on external financial services system that has effect on the corporate financing efficiency.Through questionnaires and interviews, this paper used factor analysis、correlation analysis and canonical correlation analysis with SPSS16.0 as well as DEMATEL with MATLAB7.6 to verify assumptions and analyze the financial services system in Xi’an hi-tech industries development zone. Finally, propose some main conclusions:(1)Financial services system is a prerequisite for the development of headquarters economy and the development of headquarter economy will promote financial services system to be perfect. (2) The development of financial services system and sub-systems are unequal: Preferential policies on financial services system are essential for enhancing the level of services. However, the quantity of scientific policies and technological input is limited .So there are rarely number of small or medium-sized hi-tech enterprises can get truly preferences;Support platform for financial services has a high-level impact on other parts of financial services system in Xi’an hi-tech industries development zone, but the questionnaire survey conducted by enterprises showed a low satisfaction of the financial intermediary platform;Financing channels are single and financing is difficult through Capital Market;Credit rating systems give too much emphasis on the financial situation and too much reliance on "security" and "counter-guarantee", whereas the systems are lack of professional credit evaluation system for hi-tech small and medium-sized enterprises. (3)Financial services system and its sub-systems have significant positive correlation with hi-tech corporate financing efficiency.更多还原