产品责任保险法律问题研究

【作者】 田飞；

【导师】 董惠江；

【作者基本信息】 黑龙江大学 ， 法律， 2009， 硕士

【摘要】 随着世界经济高速发展和消费者权利意识的提高,因产品责任引起的诉讼案件在逐日递增,作为一种风险转移制度,产品责任保险已经在世界范围内引起重视并获得迅速发展。产品责任保险的发展需要有坚实的法律后盾,在美国以及西欧的一些发达国家,由于具有完善的产品责任法律制度和先进的责任保险理念,使产品责任保险迅速发展并为其经济发展发挥了极为重要的作用。而我国当前法制建设中存在着许多不足,产品责任保险的发展缺乏法律依据,导致我国的产品责任保险至今发展缓慢,甚至已经在一定程度上阻碍了我国市场经济的健康发展。本文通过借鉴西方发达国家有关产品责任法律以及保险法律等方面的优秀成果,揭示了我国产品责任保险的落后,指出我国产品责任保险中存在的诸多法律问题,最后对完善我国产品责任保险法律制度提出了比较具体的建议。更多还原

【Abstract】 With the aggressive development of world economy and the enhanced awareness of consumer rights, the number of product liability lawsuits is increasing quickly. As a risk transfer system, product liability insurance has attracted worldwide attention to it and it is undergoing a rapid development. But the development of the system of product liability insurance needs solid legal support. In America and some western developed countries, due to the perfect law system of product liability and advanced liability insurance, product liability insurance develops rapidly and plays an important role for the economic development. In our country, there are many insufficiencies in current legal system construction. A lack of legal basis for the development of product liability insurance has caused the product liability insurance to develop slowly. To a certain extent, it hampered the healthy development of China’s market economy. The thesis based on outstanding achievement of product liability law and insurance law of western developed countries. It reveals the backwards of the product liability insurance in our country and points out the legal problems of product liability insurance. Subsequently, the thesis gives some concrete proposals about how to perfect the legal system of product liability insurance of our country.更多还原