【作者】 陈莉；

【导师】 陈奇伟；

【作者基本信息】 南昌大学 ， 经济法， 2008， 硕士

【摘要】 随着市场经济在我国的纵深发展，制定我国的商业银行破产法已迫在眉睫。商业银行破产法与一般破产法有显著的差别，这源于商业银行破产问题所具有的特殊性，其特殊性表现在国家强有力的干预性。针对这一特殊性笔者主要从五个方面论述了对我国商业银行破产若干问题的立法构想。第一，建立和完善商业银行破产前的救助重整制度。本部分在借鉴国外立法的基础上提出了我国实施救助重整的目的条件，除此之外还论述了救助重整的实施机关、方式的选择以及救助重整的后果。第二，建立我国商业银行破产的风险分散制度。这部分主要论述了银行存款保险制度，包括建立存款保险制度的必要性，这项制度存在的风险，针对这些风险采取的措施，以及为保障此制度的实施应采取的相关措施。第三，完善商业银行破产的条件。在原有法律规定的基础上明确了商业银行破产程序的发起人和破产标准。第四，建立破产银行破产财产制度。这部分论述了破产管理人的选任，破产财产的范围及变现，调整了现有的财产清偿顺序。第五，对我国跨国银行破产域外效力基本原则的构想。这部分介绍了跨国银行破产域外效力的基本原则和国外立、法实践，在此基础上提出了我国跨国银行破产域外效力的基本原则。文章立足于商业银行的价值目标，在借鉴别国立法的基础上，对商业银行破产法的特殊性及我国的立法选择进行了分析，以期对我国相关立法有所作用。更多还原

【Abstract】 As the market economy in China depth development, development of China’s commercial banks insolvency law is very urgent matter. Commercial banks insolvency. law and general insolvency law is a significant difference, which stems from commercial banks by the bankruptcy problem with particularity, in the performance of its special nature of the intervention of powerful countries. In response to this particularity I mainly from the five aspects of China’s discussed a number of issues of commercial banks bankruptcy legislation idea. First, establish and improve commercial banks bankruptcy reorganization before the rescue system. In reference to foreign legislation proposed on the basis of China’s conditions for the purpose of restructuring aid. Apart from restructuring also discussed the implementation of relief agencies, as well as the choice of ways to help restructure the consequences. Secondly, the establishment of commercial banks in China to spread the risks of insolvency system. This part focuses on the bank deposit insurance system, including the establishment of the deposit insurance system need, the system is the risk, in view of the measures taken these risks, and to protect the implementation of this system should take relevant measures. Third, improve the conditions for commercial banks bankruptcy. The original law explicitly on the basis of the commercial banks, the sponsor of the insolvency proceedings and bankruptcy standards. Fourth, the establishment of insolvency bank property system. This part discusses the selection of the insolvency administrator, the scope of the estate and cash, adjustment of the existing order of liquidation of the property. Fifth, China’s multinational banks bankruptcy extraterritorial effects of the concept of basic principles. This part of the multinational banks on bankruptcy extraterritorial effects of the basic principles and practice of foreign legislation, which is based on China’s multinational banks bankruptcy extraterritorial effects of the basic principles.In this article, several questions are discussed, which is based on the valuable target of commercial banks and legislation of foreign countries. I hope it is valuable to our insolvency law of commercial banks.更多还原