【作者】 彭宏春；

【导师】 魏东；

【作者基本信息】 四川大学 ， 刑法学， 2006， 硕士

【摘要】 近年来，我国信用卡市场飞速发展，给我国金融业带来了繁荣，也给人们的生活带来了极大的方便。但另一方面，利用信用卡进行犯罪的活动也日趋猖獗。本文即是对信用卡诈骗犯罪的研究，首先从信用卡概念的发展历史着手，对信用卡在刑法上的范围进行界定，重点对利用信用卡犯罪的各类情形的犯罪定性进行分析，最后对信用卡诈骗罪的刑罚适用以及对立法司法上的改进谈了一些意见。本文在结构上分为五章。第一章首先介绍了信用卡的发展历程和信用卡的内涵，对信用卡在刑法中的概念进行了界定；以及信用卡诈骗罪的概念及其社会危害性和发展趋势。第二章主要探讨了信用卡诈骗罪的构成特征。指明信用卡诈骗罪的主体特征，主观上要以非法占有为目的，侵犯了双重客体，并介绍了其在客观方面的主要表现形式。第三章主要探讨信用卡诈骗罪的司法认定，分别对信用卡诈骗的罪与非罪、此罪与彼罪、以及各种利用信用卡犯罪的特殊情形的司法认定进行了分析，并对信用卡诈骗的犯罪形态、罪数形态和共同犯罪问题进行了探讨。第四章主要论述信用卡诈骗罪的刑罚适用问题。犯罪数额的认定是确定信用卡诈骗罪刑罚适用的关键，该章着重论述了在各种情形下对犯罪数额的认定问题。第五章介绍了信用卡诈骗罪在国内外的立法情况，并提出在立法上应当将单位作为信用卡诈骗罪的犯罪主体，并针对在信用卡犯罪领域新近出现的几种犯罪形式提出在立法和司法上应当进行完善。更多还原

【Abstract】 In recent years, the Credit Card market in China has a huge development. It brings prosperity to our financial industry, and also changes our life everyday. However, on the other hand, percentage of criminal activities by using Credit Card has increased. In this thesis, I will do some Research on the crime by using Credit Card. Firstly I will introduce the development history of the Credit Card. Secondly, I will point out the definition of the Credit Card in the Criminal Law. Then, I will analyze each kind of crime situation by using Credit card. Finally, I will give some my own opinions about penalties of the Credit Card Fraud and the improvement of legislation and judicatory.There are five parts in the thesis.Chapter I introduced the development history of the Credit Card and its definition in Criminal Law. Then I introduced the definition of Fraud crime by using Credit Card and introduced the damage to our society. This chapter also introduced the tendency of this crime.Chapter II focused on the constitution of crime. In this part it introduced the character of this crime, and introduced the modes about the Fraud crime by using Credit Card.Chapter III focused on how to judge about this crime, example how to tell this crime to another crime, and in what condition someone is criminal when he used credit card. It also researched on the suspended situation of the crime, joint crimes, and the form of quantity of crime in this part.Chapter IV focused on the measurement of punishments. It is very important to fix punishments on the crime that how to define the amount of the Fraud crime by using Credit Card.Chapter V focused on the legislation and the justice of the charge. In this part it studied the legislation and the justice in china and other country. And it also given some advices for the legislation and the justice about this Fraud crime.更多还原