【作者】 黄利娟；

【导师】 周葆生；

【作者基本信息】 安徽农业大学 ， 农业经济管理， 2004， 硕士

【摘要】 良好的公司治理机制对国有商业银行而言是其稳健经营的基础，而且这已经得到越来越多的重视。任何公司治理机制的有效运行，都离不开其所在地的制度和环境条件，因此本文在分析时从国有商业银行规范的公司治理结构改造和国有商业银行公司治理的外部环境两个角度同时进行。全文共分六个部分：第一部分，提出问题，即商业银行作为特殊的企业，其公司治理必然不同于一般的工商企业。第二部分，阐述了公司治理理论的发展，分别介绍了传统的股东至上主义基础上的“股东单边治理理论”和现代“利益相关者共同治理理论”，并给出了本文中所界定的公司治理的概念：建立在利益相关者理论之上的更广义的公司治理机制，即通过一整套的包括正式或非正式的、内部或外部的制度和机制来协调银行与其所有利益相关者之间的利益关系，达到决策的科学化和银行稳健经营的目的。第三部分，分别讨论了公司治理的一般准则和商业银行公司治理的特殊性。由于商业银行高负债经营且有很大的外部性等特点，以及国内就业刚性、职工代表制度的传统等因素存在，使得利益相关者共同治理更符合我国现实的需求。第四部分，根据规范公司治理的要求对国有商业银行公司治理的现状以及存在的问题进行了探讨，试图建立一个国有商业银行公司治理的分析框架。同时，又以中国银行为例，讨论了其公司治理改革过程中的成功经验，以及良好的公司治理机制为其带来的经营状况的改善。第五、六部分，本文在吸收国际银行业公司治理的经验的同时，又考虑了中国国情，提出了内外部综合治理的框架。更多还原

【Abstract】 Sound corporate governance is considered to be the foundation of the state-owned commercial banks’ stability. And the importance of corporate governance has already received the abundant attention of every country in the world. Moreover, The effective movement of any corporate governance cannot live out the locus system and environments around it. Thus, we analyze the state-owned commercial banks’ corporate governance in two angles, both the standard innovation of the state-owned commercial banks’ corporate governance structure and the external environment of those.There are six parts in my thesis:In the introduction, posing the question: as the special financial enterprise, the commercial bank’s corporate governance is inevitably different from that of the general industry and commerce enterprise.The second part, elaborated the development of Corporate Governance theory, including the traditional “Shareholders Governance based on Shareholder Primacy” and the modern theory “Stakeholders Co-governance”. And then, put forward the concept of corporate governance in my thesis: The Corporate Governance in banking is based on the Stakeholders Theory, coordinates the benefit relationship between bank and its stakeholders by an entire set both the formality or informal system and mechanism and that of internal or exterior, which directs to achieve policy-making scientifically and manage steadily.The third part, separately discussed the common principle of Corporate Governance and the special characteristics of commercial bank. Bank’s operation has two-feature: high debt ratio and externality, and the domestic employment rigidity, the staffs represent system lead to Co-governance conforms to our country reality demand.The fourth part, this article discussed the present situation as well as the existence question in state-owned commercial banks’ corporate governance according to the request <WP=7>that the standard corporate governance, and attempted to establish the frame of it. At the same time, took the Bank of China as the example, discussed its successful experience in the corporate governance reform, which brought to it the improvement in its management.Fifth, six parts, we put forward the comprehensive framework of state-owned commercial banks’ corporate governance, based on the governance experience of banking international and Chinese national condition.更多还原