我国城市商业银行发展问题研究

【作者】 王瑾；

【导师】 叶立新；

【作者基本信息】 南京理工大学 ， 国际贸易学， 2004， 硕士

【摘要】 随着入世后我国银行业进一步对外开放，我国城市商业银行必将面临更加激烈的竞争环境。对我国城市商业银行的现状和发展中出现的问题进行客观全面的分析和评价，并制定行之有效的发展策略，是保持我国城市商业银行竞争力的关键。文章以中小商业银行生存和发展理论为依据，阐明我国城市商业银行广阔的发展空间，以南京市商业银行为例证明了城市商业银行对地方经济的支撑作用。通过阐述我国城市商业银行发展的历史及现状，重点分析了我国城市商业银行发展面临的问题，并借鉴国外地方性银行的发展经验，提出我国城市商业银行具体发展对策，同时对现阶段可行性的发展方向进行了展望。更多还原

【Abstract】 With more opening up to the outside world after China’s entry into WTO, China’s city commercial banks will face more severe competition environment. To conduct an objective and all-round analysis and evaluation on the current condition and problems occurred in the development of China’s city commercial banks, and to take effective countermeasure is the key to keep their competitiveness. Based on the medium and small-sized commercial banks’ existence and development theory, the paper illustrates wide development scope of China’s city commercial banks. Take Nanjing City Commercial Bank as an instance, the supporting role of city commercial banks in local economy has been proved. By stating China’s city commercial banks’ development history and current condition, the paper pays great emphasis on analyzing the problems encountered by the city commercial banks nowadays. Through referring to the experience of foreign local banks in their growth, the paper puts forward specific measure for the development of China’s city commercial banks and makes a forecast on their feasible development direction.更多还原