现阶段我国保险业市场结构问题研究

【作者】 杨前进；

【导师】 顾毓斌；

【作者基本信息】 南京理工大学 ， 产业经济学， 2004， 硕士

【摘要】 本文试图分析现阶段我国保险业市场结构中存在的问题并提出优化的思路。首先，文章从集中度、规模经济、产品差异化和进入退出壁垒四个方面对保险业的市场结构进行了实证分析；然后，本文考察了保险业的市场结构对市场行为和市场绩效的影响，以期得到有关市场结构问题的进一步结论；之后，本文在借鉴国外保险业的发展现实，结合理论分析的基础上明确了保险业市场结构的目标模式；最后，文章提出了目前保险业市场结构的优化思路。更多还原

【Abstract】 This paper tries to analyze the problems existing in the market structure of Chinese present insurance industry and bring forward the way to optimize the market structure. Firstly, the paper makes the positive analysis on the market structure of Chinese insurance industry .The analysis focuses on concentration ratio, scale economy, otherness of products and barriers to entry and withdrawal. Secondly, the paper studies the influence of the market structure of the insurance industry on the market conduct and the market performance. Then, the paper brings forward the ideal market structure of Chinese insurance industry based on the positive analysis about the development of foreign insurance industry and the theoretical analysis about the market structure of the insurance industry. At last, the paper emphasizes on the way to optimize the market structure of the present insurance industry.更多还原