论国有商业银行公司治理

【作者】 李冬明；

【导师】 沈四宝；

【作者基本信息】 对外经济贸易大学 ， 法律， 2004， 硕士

【摘要】 本文从公司治理的概念、内涵等相关法律特征入手，系统阐述了有关公司治理的理论渊源，并从法学与经济学两个角度，对公司治理范畴的差异性进行了比较分析，概括提出了公司治理的基本原则。加入WTO后，国有商业银行面临着内外交困的压力。现行产权制度下的公司治理模式导致的弊端，不仅引发了巨额不良资产的产生，而且严重削弱了国有商业银行的创新能力和国际竞争力。从经济学角度出发的公司治理模式的比较与选择中，可以发现，利益相关者共同治理模式最具合理性。它突破了传统理论所遵循的“股东至上主义”逻辑，以社会福利最大化为目标，兼顾了各相关者的利益。而从法学的角度出发，在分析比较了英美模式与德日模式的特点之后，本文提出了以内部人监督为主兼顾外部人监督的公司治理模式，应该是符合国有商业银行内外部制度环境并较为理性和可行的选择。此外，本文还在进一步完善国有商业银行公司治理的配套改革方面，提出了诸如引入战略投资者完成股份制改造、引入银行业竞争机制、建立决策科学化与有效制衡机制、辨证防治“内部人控制”和健全公司治理效率评价机制等若干可行性的建议。更多还原

【Abstract】 The article starts from the concept and meaning of corporate governance, systematically elaborates the theoretical source of corporate governance, and compares and analyzes the difference in the category of corporate governance from the two angles of law and economics, puts forward the basic principles of corporate governance.After china’s joining into the WTO, state-owned commercial banks face great pressures from home and abroad. The drawbacks caused by the corporate governance model under the present system of property rights not only lead to huge amount of bad assets, but also seriously impair the innovative capability and international competitiveness of state-owned commercial banks.Through the analysis and comparison of the corporate governance models starting from the angle of economics, it can be found that the joint governance model by interest groups is the most reasonable. It breaks through the logic of “shareholder primacy” followed by traditional theory“, takes the maximization of social welfare as its aim, and considers the interests of every interest group.From the angle of law, after analyzing and comparing the characteristics of Anglo/American model and German/ Japanese model, the article thinks that the corporate governance model that taking internal supervision as the core and considering the external supervision is the reasonable and feasible selection for state-owned commercial banks.Besides, the article, in the aspect of the further improvement of the corporate governance of state-owned commercial banks, puts forward many feasible suggestions, such as the invitation of strategic investors and completion of shareholding system transformation, adoption of competitive mechanism, establishment of check-and-balance system, prevention and treatment of “insider control” and the improvement of efficiency evaluation system of corporate governance.更多还原