跨国银行与中国银行业国际化

【作者】 叶芳；

【导师】 王维安；

【作者基本信息】 浙江大学 ， 金融学， 2001， 硕士

【摘要】 随着国内外经营环境的变化，商业银行的跨国发展已成为我国金融乃至经济发展的必然趋势。本文采用理论研究与案例分析相结合的方法，对跨国银行进行了系统的研究，并在此基础上探讨了我国银行业国际化问题。全文由四部分组成：第一部分界定了“跨国银行”及“银行国际化”的概念，回顾了跨国银行的发展历程，并对跨国银行的发展趋势做出了一定的预测。第二部分着重对银行跨国经营的动机及经济效应进行理论分析。第三部分探讨了银行国际化的战略模式，从定位选择、地域扩展、业务拓展、组织调整等方面总结了可供我国银行国际化借鉴的一般规律。第四部分先对我国银行业跨国经营进行了必要性、可行性研究，指出其发展的必然性，而后立足我国银行业国际化的现状，提出了恰当的发展战略及与之配套的监管措施。更多还原

【Abstract】 With the change of international and domestic environments, the internationalization of China’s commercial banks has been the necessary trend of the financial economy. From the theoretical and practical respects, the dissertation analyzes the transnational banks systematically and discusses the internationalization of our Chinese banking.The dissertation consists of four chapters. The first chapter defines the concepts of "transnational bank" and "internationalization of banks", then describes the development process of transnational banks and predicts the prospect of transnational banks. The second chapter tries constructing a theoretical system, concentrating on the studies of the cause and economic influences of internationalization. The third chapter examines the transnational banks’ growth strategies. From the aspects of strategy selection, location spreading, operation expansion and structure adjustment, the dissertation probes into the general law of internationalization of banks. The fourth chapter analyzes the necessity and feasibility of our China’s internationalization of banking, then gives a proper strategy for development and establishes risk supervision system based on our present situation.更多还原