【作者】 杨蕾；

【导师】 贾??；

【作者基本信息】 安徽大学 ， 政治经济学， 2003， 硕士

【摘要】 加入世界贸易组织以后，我国将按照承诺逐步全方位开放金融业，外资银行必将凭借其先进的管理和成熟的经营，首先在业务上与国内银行业展开竞争。中间业务作为金融深化与金融业竞争的必然产物，在金融管制放松、金融市场发展与公众需求的不断增加下迅速发展，已成为当代国际银行业的主要收入来源。中间业务对于商业银行改善经营结构和提高经营效益、培育新的利润增长点以适应金融市场发展的要求起着关键作用。因此，创新与发展我国商业银行中间业务已迫在眉睫。本文通过对比分析我国商业银行与国外商业银行中间业务的发展现状，对我国商业银行中间业务的发展策略进行了全面探讨。 全文共分四大部分，各部分的主要内容如下： 1、关于中间业务的一些基本问题。包括中间业务的概念、性质、特点及种类。并对和中间业务相关的几个概念进行了辨析。 2、国外商业银行中间业务的发展。包括国外商业银行中间业务的发展现状、发展的原因以及发展趋势的分析。 3、我国商业银行中间业务的发展状况。在这一部分，本文对我国商业银行中间业务的发展状况，在发展中存在的问题以及制约我国商业银行中间业务发展的因素进行了分析，并对我国与国外商业银行中间业务的发展从经营范围、服务品种、业务规模、收入水平以及服务手段等方面进行了比较。 4、我国商业银行中间业务发展策略研究。这是全文的重点部分。在此处，本文提出了拓展我国商业银行中间业务的基本思路，以及在发展中间业务过程中应注意处理好的几个关系，并分析了我国商业银行目前发展中间业务的重点。更多还原

【Abstract】 After our country’s entering WTO, It is going to be opened in all the different ways in financial market. The foreign banks will compete with domestic banks in business field firstly with their advanced management and operation. As the production of financial deepening and financial competition, Intermediary business has developed a lot under the situation of less financial control, the development of financial market and the increasing public demands, and has become the main resources of contemporary international banks. Intermediary business has become the very important part for the commercial banks to refine its operation structure, improve its operation effects, develop new increasing points of profit in suit of the development of financial markets. Thus the innovation and development of our intermediary business has become very urgent. This thesis has studied the development strategy of our commercial banks’ intermediary business thoroughly through comparing the condition of intermediary business in Western commercial banks with Chinese.This thesis consists of four parts. The followings are the main points of each part:1. The basic problems of intermediary business. It relates to the concept, nature, characteristics and varieties of intermediary business, and it also distinguishes between intermediary business and some other related concepts.2. The development of intermediary business in Western commercial banks. This part analyses the development conditions, reasons and tendency of intermediary business in Western commercial banks.3. The development situations of intermediary business in Chinese commercial banks. This part discusses the problems of the development of intermediary business in Chinese and compares the conditions of intermediary business in Western commercial banks with Chinese.4. The research on the development of intermediary business in our banks. This is the key of this thesis. And in this part, the author puts forward the basic train of thought on the development of intermediary business in our banks and the focal point of the development of intermediary business at present.更多还原