【作者】 常倩；

【导师】 刘德华；

【作者基本信息】 内蒙古民族大学 ， 马克思主义基本原理， 2012， 硕士

【摘要】 中小企业资金短缺、融资困难是企业生存和发展的瓶颈,也是制约地方经济发展的一个重要因素。导致中小企业融资困难的原因不是资金市场供应不足,而是资本作为一种特殊商品的配置结构不合理。因此,完善金融结构、鼓励金融创新、综合利用和整合现有资源,改善中小企业融资环境,促进金融产品的均衡供给,加强中小企业积极进行产业结构调整,降低融资成本,是解决中小企业融资困难的主要思路。本文在马克思主义经济学的指导下,借鉴西方经济学相关理论,结合通辽市的实际情况,在调查研究的基础上,提出了改善中小企业融资环境的思路与对策。更多还原

【Abstract】 The shortage of funds and the difficulty in financing in the SME are not only limit the survival and development of the enterprise, but also restrict the territorial economy. This article thought that the reason of SME’s difficulty in financing is not the shortage of supply in the capital market, but the unreasonable of configuration structure of the capital as a special goods. Therefore, to resolve this problem we should modify the financial structure, encourage financial innovation, utilize the available resource, improve the environment for SME, promote a balanced supply of financial products, drive the SME carry out the adjustment of industrial structure and decrease the cost of financing. This text guided by Marxist economics and Western economics theory, combine with the actual situation in Tongliao, put forward the countermeasures of improving financing’s environment.更多还原