【作者】 刘伟；

【导师】 张鹏；

【作者基本信息】 苏州大学 ， 法律， 2011， 硕士

【摘要】 在目前我国的市场经济活动中,人们在动产上设立抵押以融资的需求日益强烈。然而这种融资需求的强烈却并未换来动产抵押活动的盛行。之所以如此,是因为目前我国的法律制度设计还没能有效地避免抵押人将动产抵押物转让后可能带来的一系列风险:一方面,抵押人将动产抵押物转让以后,当债务到期无法得到清偿时,抵押人可能已经将转让抵押物所得的价款挥霍一空,债权人的债权将得不到保障。另一方面,动产抵押物的受让人得到的是一个负担有抵押权的所有权。如果承认抵押权的追及效力,第三人随时可能因为债权人行使抵押权而丧失对受让物的所有权。不把上述交易风险降到最低,动产抵押制度是难以被市场所接受的。本文即以降低动产抵押物转让的风险为主线,围绕动产抵押物的转让这个中心而展开。在文章的第一部分,笔者从两个方面论证了“动产抵押物转让”这个命题的合理性:一是动产抵押制度存在的必要性,二是动产抵押物转让的价值。在文章的第二部分,笔者对中外立法进行了述评:首先,笔者对我国大陆立法的优缺点进行了论述,然后把目光转向台湾地区和日本,着重论述其立法的特色及优点。在进行了上述理论准备之后,在本文的第三部分,笔者开始着手进行制度的构建:首先,笔者以抵押权的追及效力、物上代位制度、涤除制度以及代为清偿制度,构建起动产抵押物转让制度的基本框架;其次,笔者从改革公示方式、限缩动产抵押物的范围、引入刑事责任、健全社会信用体系四个方面提出了配套制度的设计。更多还原

【Abstract】 Recently, in the market economy activities of our country, people’s aspiration with the need of financing to mortgage on the Chattel is becoming strong day by day. However the forceful need of financing doesn’t mean the widely accepting of chattel mortgage activities. The reason is our law system of our country may not evade a series of risk after transfer hypothecated chattel: On one hand, after the hypothecated chattel is transferred, the person may have already spent all the payment gained by transfer. On the other hand, what the new owner of chattel gets is an ownership with burden. The third people may lose much money because the debtee’ ownership. If admits mortgaging making track for of power and effect. If we can’t decline the risk, chattel mortgage system will be accepted by the market hardly.The discussing in this article is around how to reduce the risk because of transfer. In the first part, the writer tries to argue the rationality of proposition (Transfer of Hypothecated Chattel) from two sides: the first is the necessity of existing of chattel mortgage system; the second is the value of Transfer of Hypothecated Chattel. In the second part, the writer reviews and remarks the law system of Chinese and Foreign countries: the first is to remark our own law, and then our topic is changed to Taiwan region and Japan. After carrying on above-mentioned theoretical preparation, at the third part, the writer begins to set up a system: a frame is made in this part from four sides: recourse force of mortgage right, subrogation of sale payment and the system of cleaning up nonperforming loans and subrogation system. At the forth part, the writer puts forward a kit system design from four sides: reform the way of publication, shrink the range of chattel mortgage, lead into criminal responsibility and consummate the social reputation system.更多还原