关于中国农村家庭子女参与新型农村社会养老保险行为的研究

【作者】 王崟；

【导师】 李洁明；

【作者基本信息】 复旦大学 ， 国民经济学， 2011， 硕士

【摘要】 随着我国人口老龄化进程的不断深入,农村老年人的养老问题近年来受到了理论界和社会的普遍关注。2009年底,国务院启动了新型农村社会养老保险的全面试点工作,试图使用一套社会化的保障模式代替已经逐渐失效的家庭养老模式。本文即尝试对新型农村社会养老保险的具体实施政策及其效果进行研究。全文共分为四章,在综合我国农村养老问题理论和实践背景的基础上,分析现行新型农村社会养老保险参保政策,进行数值模拟估计,开展小范围的案例研究,最后得出结论并给出政策建议。第一章介绍了本文的理论和实践背景。本章首先介绍了本文所使用的经济学理论工具及国际学术界对于私人提供公共品理论的研究成果；其次在既有研究的基础上,对中国农村传统养老模式面临的问题及相关的诸多因素进行了归纳和分析；第三简介了现行新型农村社会养老保险政策,指出影响政策效果的关键要素,并围绕这一要素交代本文的研究思路和创新点。第二章在既有理论框架下对现实政策效果进行分析和模拟。本章使用私人提供公共品理论分析了现行参保政策下农村家庭子女的参保决策机制及其结果对父母的影响,并采用数值模拟的方法估计了不同子女数家庭中子女的参保概率和父母获得基础养老金的可能性。第三章采用实地调查和案例分析的方式检验并丰富理论推导的结果。本章总结了我们在宁夏回族自治区西吉县所做的小范围入户访谈结果,归纳出不同条件下农村家庭子女参保行为的差异并与理论分析结果相互对照、印证,是本文的结论和政策建议的重要基础。第四章总结全文并提出政策建议。本章回顾了全文的研究,并结合理论分析与实地调查的结果有针对性地给出解决建议；同时也指出了本文存在的不足及未来改进的方向。更多还原

【Abstract】 With the fast aging trend in China, the topic of providing social security to the ages in rural China is being discussed by the scholars and policy makers. In late 2009, the State Council of China started the establishment of the New Rural Social Security System. And we would like to assess the effectiveness of the policy in this paper.This paper includes four chapters. In chapter one we introduce the background. We review the literatures on private provision of public goods, summarize the problems the traditional home-supported system is engaging in rural China and introduce the New Rural Social Security System to define the core problem we would like to solve in this paper.In chapter two we conducted a strategy analysis by implementing the tools provided by the private provision of public goods theory, and estimated the possibility of participation for the children in rural household and their parents’possibility of qualified for getting basic pension under existing policy requirement.In chapter three we reported the result of a field survey on the New Rural Social Security System in rural Ningxia, a province of China. By illustrating the actual behavior of the rural residents under different situations, we testify the results of strategy analysis. Also, the survey enriches our knowledge of the New Rural Social Security System.In chapter four we draw our conclusion. We discovered that the existing policy of New Rural Social Security System leads to lower participation rate than other possible policy choices. And we proposed some potential improvement could be made to increase the participation rate and the possibility for the olds to get their basic pension.更多还原