【作者】 冯云；

【导师】 廉桂萍；

【作者基本信息】 内蒙古大学 ， 政治经济学， 2010， 硕士

【摘要】 实践证明,外国政府贷款作为我国利用外资的一种重要形式和改革开放的重要标志之一,有效地缓解了内蒙古建设资金不足的局面,极大地促进了全区经济和社会事业的发展。同时,外国政府贷款其外债的双重性决定了,内蒙古利用外国政府贷款的债务风险是客观存在的,并以多种形式日益显现。它与财政风险密切相关,是导致地方财政风险的重要因素,同时它又与银行信用风险有重要关联,严重时就会危及银行的信誉和金融体系的稳定。口前,内蒙古的外国政府贷款债务风险管理体系并不完善,还存在着一些问题,主要有：一是缺乏科学的投融资体制,二是缺少有效的债务管理机构,三是缺乏债务管理责任约束机制：四是偿债准备工作欠缺,五是金融监管政策不足；六是转贷银行垫款压力较大。这些问题如不及时解决,就会使外债风险在失控状态下愈演愈烈,债务危机发生机率越来越大,严重时就会危及地区经济和社会稳定。因此,必须充分了解内蒙古外国政府贷款债务的风险性,加强对债务风险的管理和研究,制定有效措施加以防范化解。本文从介绍外国政府贷款债务风险管理理论和方法开始,立足于内蒙古外国政府贷款债务实际情况,通过搜集、整理大量的实际案例和数据,运用发展经济学、财政学、国际金融有关理论和知识,结合在转贷银行长期从事外国政府贷款转贷工作的经验,对内蒙古利用外国政府贷款状况从规模、速度、结构等方面进行了对比分析,总结分析了内蒙古利用外国政府贷款债务风险管理状况,并针对内蒙古利用外国政府贷款债务风险管理中存在的问题,提出了加强内蒙古外国政府贷款债务风险管理的五条具体建议。更多还原

【Abstract】 It has been found that being an important form of utilizing foreign capitals and symbol of reforming and opening up to the outside, the foreign government loan has effectually modified the situation of insufficiency of construction funds in Inner Mongolia Region, and also greatly promoted the development of economy and a variety of social industries of the region. Meanwhile, it’s dual nature as foreign debt determines that the debt risk of utilizing foreign government loan in Inner Mongolia exists objectively and appears clearly in various forms. It is closely related with fiscal risks and is an important factor which results in local fiscal risks.In the meaning time, it has great association with bank credit risks, and will endanger bank credibility and stability of financial system when serious. At present, it is imperfect in debt risk management system of foreign government loan and some problems exist, mainly including:(1) Lacking of scientific system of investment and financing system;(2) lacking of effective debt management agencies;(3) Lacking of debt management responsibility restraint mechanism;(4) insufficient preparation for debt repayment task;(5) inadequate financial administration policies;(6) the increasing pressure of payment to the onlending banks. If these problems are not solved in time, these can make the risk of foreign government loan out of control and increase the rate of debt crisis, and will endanger the economy and social stability. Therefore we must realize the risk of foreign government loan in Inner Mongolia, reinforce the research and management and establish effective measures to dissolve it.This paper begins with introducing the theories and methods of foreign government loan management, which is based on the actual case of the debt of the foreign government loan and some experiences of foreign government loan management in onlending bank, using development economics, finance, international finance theories and knowledge, analyses and compares the use of foreign government loans in Inner Mongolia from scale, speed, structure, etc through collecting, collating plenty of practical cases and data. According to the problems existing in the debt management of foreign government loan, this paper puts forward five specific suggestions to strengthen the administration of foreign government loan, at last introduces a specific case about the use of the combination of forward transactions and bank credit products to lower the debt risk of foreign government loan.更多还原