【摘要】 自然灾害风险感知水平是影响风险防范意识和行为的直接原因,研究个体对于自然灾害风险感知水平具有重要的现实意义。因此,本文以"农村居民地震风险感知与地震保险需求"微观调查数据作为样本,从多角度分析了云南省楚雄州农村居民对于地震风险的感知水平,同时研究了个人的灾害经历、风险暴露程度、个人社会经济特征和其他特有因素对于风险感知水平的影响。研究结果表明:灾害经历对于风险感知具有正负两种效应;风险暴露程度与风险感知水平呈现负相关的关系;诸如年龄、性别、收入等社会经济因素都会对个体的风险感知产生明显的影响;特有因素中,政府对于地震的宣传和发放的地震应急包会降低个人的风险感知水平。最后,本文基于上述结论,提出了相应的政策建议。更多还原

【Abstract】 The risk perception of natural hazards affects the risk mitigation and prevention behavior directly.Therefore studying individual’s risk perception of natural hazards is of a realistic significance. This article made a multi-angle analysis of farmers’ risk perception of earthquake based on the microscopic investigation of "farmer’s earthquake risk perception and earthquake insurance demand",and also studied the effects of other influencing factors such as hazard experience,risk exposure,socio-economic characteristics and other special factors. The results showed that:( i) hazard experience had both negative and positive effects;( ii) risk exposure would influence risk perception negatively;( iii) the socio-economic factors such as age,gender,income also had obvious effects on risk perception;( iv) among special factors,government publicity on earthquake and dispatched earthquake first-aid kit could decrease one’s risk perception. We provided some suggestions based on these findings.更多还原