【作者】 王绍宏；

【导师】 王爱俭；

【作者基本信息】 天津财经大学 ， 金融学， 2008， 博士

【摘要】 开发性金融是政策性金融的深化与发展,它以组织增信为理论指导,以信用建设为实践主线,融政府的组织优势和金融的融资优势于一体,对完善我国市场经济体制、实现政府长远战略目标具有重要的意义。开发性金融通过贷款的投向体现国家宏观政策意图;运用组织增信原理建设我国瓶颈领域和薄弱环节,促进该领域市场投融资体制的完善、维护国家经济的安全。因此,开发性金融的健康发展对我国经济的发展具有深远的影响。论文从中国开发性金融的历史沿革出发,基于开发性金融的理论内涵,总结出开发性金融的特征与功能。其次,通过对各国开发性金融机构的比较研究与对我国开发性金融机构的实证分析,找出我国目前开发性金融体系存在的问题。在对开发性金融存在的问题进行剖析后,论文最后提出了开发性金融机构的转型目标、原则和路径,强调了开发性金融成功转型所需的外部环境。论文首先总结了中国开发性金融的形成与发展。从宏观和微观两方面介绍了中国开发性金融的形成与发展,归纳总结其实践经验,为中国开发性金融的转型与发展奠定了基础。同时,系统地阐述了开发性金融的理论内涵。由于存在市场失灵,政府必须介入经济进行干预,以实现社会福利最大化。运用转型经济学理论分析了社会主义国家由计划经济体制向市场经济体制转轨的形式与路径,为我国开发性金融的转型提供了理论基础。组织增信是我国开发性金融运作的基本理论和方法,系统的研究该理论对我国开发性金融建设制度、弥补市场缺陷大有裨益。基于开发性金融的理论内涵,提出了开发性金融的特征,归纳了开发性金融的功能。我国经济正处于转型时期,存在着经济结构扭曲、市场缺失等问题,需要政府参与经济实施宏观调控,开发性金融作为政府意志和市场机制的结合,可以很好的充当政府的工具,促进经济的发展。在对中国开发性金融进行系统的阐述后,运用比较分析法研究了世界各国开发性金融的发展,通过学习世界一流开发性金融机构的经营理念与运作模式,寻找我国开发性金融转型的方向。开发性金融以市场业绩为支撑,单纯的社会效益评价并不适用于开发性金融,实际上,我国开发性金融近年来不仅为国家经济的发展做出了巨大贡献,而且也取得了比较优异的盈利成果。针对开发性金融的特征,论文从政策性和商业性两个方面综合分析了我国开发性金融取得的成效。在此基础上,揭示了我国开发性金融体系目前存在的问题,只有深刻分析中国开发性金融体系存在的问题,才能找到开发性金融机构转型的路径与发展方向。在总结世界发达国家开发性金融成功运作的经验和中国开发性金融体制存在的弊病以后,论文总结了开发性金融的转型目标和原则,并以中国进出口银行为例,详细说明了具体的转型路径。最后,该论文提出了开发性金融机构成功转型所必须的外部环境。通过对我国开发性金融系统的分析,论文认为:开发性金融作为政府参与市场经济建设和维护国家经济安全的一种工具,将长期存在;同时为了顺应市场经济发展的要求,商业化改革是开发性金融发展的必然趋势。论文肯定了开发性金融对我国经济全面发展和综合国力提高的积极作用,并提出了其转型的目标、原则和路径。更多还原

【Abstract】 Development finance is the profound and advanced form of political finance. Its theoretical base is organizational credit and it is applied mainly through credit construction. Development finance combines the government’s organizational advantage as well as the finance’s financing advantage. It is significant in improving the domestic mechanism of market economy and achieving the government’s strategic goal in a long run. Further, development finance embodies the macro political intention through the direction of project loan, it applies the principle of organizational credit to improve the bottleneck fields of China in order to promote the investing-and-financing mechanism of those fields and also maintain the economic security of China. Thus, a healthy progress of development finance makes a far-reaching impact to the development of China’s .economy.This paper starts from the history of China’s development finance. And on the basis of the theoretic meaning of development finance, the paper summarizes its characteristics and functions. Then, through comparing with other development finance institutions over the world and making an empirical analysis on China’s development finance, this paper finds out the problems that exist in the development finance system. After studying the problems deeply, this paper finally gives the goals, principles and routes of transition, and makes an emphasis on the external environment which transition needs.This paper introduces the formation and evolution of China’s development finance from both the micro and the macro aspect. Experience has been extracted from practice serving as the base of future transition and progress of development finance. Then, the theoretical meaning of development finance has been explained in this paper. Because of the existence of market failure, government must intervene the economy to maximize the profit of the entire society. Transition economics analyzes the manner and route which developing countries have taken to transfer from a planned economy to a market oriented economy. It offers the theoretical base for the transition of China’s development finance. Organizational credit is the basic theory and function for the application of China’s development finance. Systematically researching this theory is useful for the construction of development finance institution and can also remedy the deficiency of markets. Based on the theoretical meaning of development finance, this paper analyzes the function of development finance, defines its pioneer role in economic construction. China’s economy is in its transition period in the existence of distorted economic structure and missing markets. These problems can be solved by adjusting the economy by the government. Development finance is the combination of government’s purposes and the market’s mechanism. Thus, it can be the government’s tool in promoting the economy. After the analysis of China’s development finance, the paper compares the advance of development finance in other countries all over the world. Through studying the management conception and the operation mode of the top development finance institutes, the paper tries to find the direction of the transition of China’ development finance. Development finance is based on the market achievement. Pure evaluation on the utility of society is not suitable for development finance. Actually, the domestic development finance has attained not only excellent profits but also has made significant contributions to the economic development. As for the traits of development finance, the paper explores the achievements attained by China’s development finance from both political and commercial aspect. After examining the achievement, the paper analyzes the existent problems of China’s development finance. Only through analyzing those problems could we find the route and direction of the progress of development finance. After concluding the successful experience of the operation of development finance in developed countries as well as the current deficiencies of China’s development finance, this paper summarizes the goal and principle towards the transition of development finance. Taking China Eximbank as an example, it shows the transition route in detail. Finally, this paper analyzes the necessary external environment for the successful transition of development finance.Through the systematical analysis of China’s development finance, the research paper concludes: development finance, as a tool used by government to intervene the economy and maintain the security of the economy, will last in a long run. At the same time, for the need of developing market economy, commercialization is the trend of development finance. This paper proves the positive effect brought by development finance towards the domestic economy development and the enhancement of the integrative national strength. And also, this paper puts forward the goals, principles and routes of the transition.更多还原