【作者】 王闯；

【导师】 黄险峰；

【作者基本信息】 辽宁大学 ， 西方经济学， 2014， 博士

【摘要】 超过三十年的改革开放，中国的经济发展成就吸引了全世界的关注。改革开放以来，中国经济持续稳定增长和发展，国内生产总值（GDP）增长率始终保持7%以上的高速增长，到2010年，中国的国内生产总值（GDP）首次超过日本，成为世界第二大经济体，发展到2013年底，我国国内生产总值（GDP）已经突破56万亿元人民币。中国经济的持续增长在极大的程度上证明了中国经济体制渐进式转轨的成功，这种成功是多种因素作用的结果。本文认为，中国的渐进式经济转轨的成功在很大程度上得益于民营经济从无到有、不断发展壮大和持续的增长以及民营银行对民营经济的鼎力支持。相对于国有独资商业银行，服务于民营经济实体的民营银行的发展壮大应该对民营经济进而整个国民经济的发展产生不可小觑的影响力量。本文试图从民营银行在规模上的绝对发展和与国有银行相比在规模上的相对发展两种视角出发，检验我国民营银行的发展与经济增长之间的动态因果关系，探究我国民营银行的发展是否、如何以及在多大程度上对经济增长做出贡献，并回答两个问题：相比于经济发展的速度，民营银行在规模上的绝对发展对经济增长会具有什么样的作用；相比于国有商业银行的发展速度，民营银行在规模上的相对发展对经济增长又会具有什么样的作用。本文的章节安排如下：第一章为绪论，主要介绍选题背景和研究意义、研究对象、研究的方法、文章的结构安排以及本文的创新之处；第二章为文献综述，梳理国内外在金融发展与经济增长、银行业市场结构与经济绩效、银行业市场结构与经济增长理论的研究现状和文献资料；第三章为理论分析框架，在金融抑制和金融深化理论、加尔比斯（Galbis，1977）金融发展的两部门模型以及帕加诺（Pagano，1993）扩展的包含金融发展的内生增长模型的基础上，结合我国的具体实际情况，将加尔比斯金融发展两部门模型和帕加诺扩展的AK模型相结合，提出我国的民营银行发展与经济增长的两部门模型，分析民营银行在经济增长中的作用和影响途径；第四章是对中国银行业发展和经济增长概况的历史回顾，阐明了中国民营经济和国民经济发展的情况以及民营银行和国有银行发展情况；第五章为时间序列实证检验分析，以向量自回归（VAR）模型为基础，以经济增长、民营银行发展、对外开放、劳动投入以及资本存量作为模型中的变量指标，采用1985~2012年的年度数据为样本数据，来分析研究我国民营银行发展在绝对量和相对量层面上在经济增长中的相对影响作用；第六章为面板数据实证检验分析，在第五章实证分析得出的结论的基础上提出假说，在面板数据模型的框架下，采用全国28个省区市2007~2011年的面板数据，运用固定效应（FE）模型和随机效应（RE）模型以及霍斯曼（Hausman）检验并通过稳健性检验，考察和研究我国各个地区民营银行的绝对发展和相对发展对地区经济增长和全要素生产率的提高的影响效应；第七章是结论和政策建议，总结本文时间序列和面板模型两种实证研究的主要结论，通过以向量自回归（VAR）模型为基础的协整检验、格兰杰因果关系检验和脉冲响应函数分析以及方差分解分析得出结论，认为民营银行在规模上的绝对发展和相对发展都对经济增长起到了促进的作用，同时，经济增长也对民营银行绝对和相对的发展具有一定的反馈作用，但是民营银行发展对经济增长的促进作用更强；通过基于面板数据（Panel Data）模型的实证检验，认为我国各个地区的民营银行的绝对发展和相对发展对地区的经济增长和全要素生产率的提高都有重要的促进作用。并以实证分析得出的结论为依据阐明未来我国银行体系改革和金融系统改革的政策建议，最后说明了本文在研究过程中的不足之处和未来的研究方向。更多还原

【Abstract】 More than30years of reform and opening-up, China’s economic success hasattracted worldwide attention. Since China’s reform and opening up, China’s economyhas maintained sustained and stable development, and gross domestic product (GDP)growth rate remains above7%growth.By2010, China’s nominal gross domestic product (GDP) surpassed Japan to becomethe world’s second largest economy, and gross domestic product (GDP) break56trillionyuan until2013.In a great extent, China’s sustained economic growth proves that the success of theChinese economy gradual transition is the result of many factors. The dissertation arguesthat the success of China’s gradual economic transition largely thanks to the privateeconomy from scratch, growing and sustainable growth as well as the private bankssupport to the private economy. With respect to the state-owned commercial banks, thedevelopment and growth of private banks, servicing to private economic entities, has theunderestimated the impact on the further development of the private economic, even onthe entire national economy.From the perspective of the private banks scale absolute development and thestate-owned banks scale relative development, the dissertation attempts to test thedynamic causality between the development of China’s private banks and the economicgrowth, and explores whether the development of private banks in China, how and whatextent contribute to economic growth, and answers two questions: On the scale ofabsolute development, what kind of role of private banks plays in economic growth;Compared with the state-owned banks, what kind of impact of does the private banksrelative scale development have to the economic growth.Sections of this dissertation are organized as follows: The first chapter is theintroduction, mainly introducing the background and significance, the definition ofrelevant terms, research methods, structural arrangements of the article and theinnovation of article; The second chapter is a literature review, combing the researchstatus and literature of domestic financial development and economic growth, thebanking market structure and economic performance, the structure of the banking market and economic growth theory; The third chapter is theoretical framework, on the basis offinancial repression and financial deepening theory, the Solow model, the Harold modeland the AK model, this chapter analyzes the role of private banks in economic growthand the impact pathways; The fourth chapter reviews the history of the Chinese bankingdevelopment and economic growth profile, and clarifies the development situation of theChina private economy and the national economy as well as the private banks andstate-owned banks; The fifth chapter is empirical analysis, in the vector auto regression(VAR) model framework, taking the economic growth, the development of privatebanking, capital stock, labor input and opening up as system of variable index, usingannual data for the sample from1985to2012, to examine the relative role of privatebanks in the absolute and relative amount levels of economic growth; The sixth chapter isthe empirical analysis, which puts forward the hypothesis on the basis of the empiricalanalysis conclusion of the fifth chapter. In the framework of panel data (Panel Data)Model, with the panel data of28provinces in the whole country from2007to2011,using Fixed Effects (FE), Random Effects (RE) Model, Hausman test and passing therobustness test, this chapter investigates and studies the impact and effects from theabsolute and relative development in various regions of the private bank’s to regionaleconomic growth and TFP improvement;The seventh chapter is conclusion and policysuggestions, which summarizes the main conclusions of two empirical studies. Under thecointegration-based of vector auto regression (VAR) model framework, Grangercausality test and analysis of new interest, this chapter considers that the private bank hasplayed a catalytic role in absolute and relative development in the scale of economicgrowth. However, the role of private banks to promote the development of economicgrowth is stronger; Based on Panel Data of empirical model, the dissertation considersthat the absolute and relative development of private bank in various regions in ourcountry has an important role in promoting the region’s economic growth and the TFPimprovement. Based on the conclusions of empirical analysis, it sets forth the policyrecommendations of the banking system and financial reform in the future. Finally, theshortcomings of this article and future research directions in the research process areillustrated.更多还原