【作者】 王永；

【导师】 丁日佳；

【作者基本信息】 中国矿业大学（北京） ， 管理科学与工程， 2013， 博士

【摘要】 基于开发性金融视角,综合运用金融学、投资学、经济学、管理学等理论和方法,结合国内外中小企业信用评级的现状及实践经验,构建基于结构化金融工具引导社会资金支持中小企业融资的开发性金融中小企业融资模式；通过分析开发性金融中小企业融资信用风险的影响因素,初步构建开发性金融中小企业融资信用风险评价指标体系,并运用统计学的方法对指标体系进行筛选；进而综合运用德尔菲法、层次分析法和,模糊综合评价的方法构建开发性金融中小企业融资信用风险评价模型,并以某电力设备公司为例进行验证；最后,运用全面风险管理的思想,建立开发性金融中小企业融资信用评级的管理体系,为开发性金融中小企业融资信用风险评价及管理提供支持。更多还原

【Abstract】 Based on the perspective of development financing, the writer integrates the theories and methods of Finance, Investments, Economics and Management Science, and the status quo for credit rating of SMEs and practical experience from home and abroad, to build up SMEs Financing Model of Development Financing found on structured financial instruments; Analyzing the risk factors in SMEs financing credit for development financing, the writer constructing preliminarily on credit risk assessment system, to filter the index system by statistics; Then, with Delphi Method, AHP Method and Credit Scoring Method, it constructs Credit Risk Assessment Model for SMEs based on the example of one power equipment company, Finally, establishing the management system for SMEs Financing Credit Assessment and supporting in financing credit risk assessment and management, through the thought of comprehensive risk management.更多还原