【作者】 李江红；

【导师】 吴建军；

【作者基本信息】 合肥工业大学 ， 工商管理， 2009， 硕士

【摘要】 随着信息网络技术与金融全球化的高度结合,借助因特网的出现、发展和电子商务的兴起,全球电子银行业务得到了蓬勃发展。电子银行业务能够拓宽金融服务领域,提高金融服务质量,扩大销售收入,降低服务成本,创新银行业务和管理提升银行的竞争能力,代表着金融服务业务发展的未来。因此,如何加快电子银行业务的发展,是实现中国建设银行健康发展的保障,直接影响着建行在同业竞争中的战略地位。作为建设银行的一个缩影,安徽省建设银行电子银行业务的发展现状,存在的问题和今后的发展方向在中国建设银行乃至整个国有商业银行的电子银行范畴都有比较典型的代表意义。本文围绕建行安徽省分行电子银行业务的发展进行了详细的研究,阐述了建行电子银行的分类、定义、功能和发展态势,重点围绕建行安徽省分行电子银行业务发展现状,对其与国内外同业电子银行业务进行了比较分析,并对制约当前建行安徽省分行电子银行业务发展的各种因素进行了论述,指出其存在的问题,提出建行安徽省分行电子银行的发展对策。更多还原

【Abstract】 With the complete integration of information network technology and finance globalization,Global electronic banking has been explosively developed with the help of the born and development of internet and the rising of the e-business.The electronic banking can widen the field of finance service,raise the quality of finance service,expand the proceeds of sale,reduce service cost,innovate the mechanics of banking,manage and promote the competitiveness of electronic banking,it presents the development future of finance service.Therefore,how to speed up the development of electronic banking,is to achieve healthy development of China Construction Bank’s security,to build a direct impact on competition in the Bank’s strategic position.As a epitome of Construction Bank,the development current situation,open question and developing direction in future of Anhui Construction Bank’s electronic banking have comparatively typical importance in electronic banking of China Construction Bank and even of the whole State-owned commercial bank.This article does comprehensive research on the electronic banking in CCB Anhui Branch,explaines the classification of electronic banking,definitions, functions and development trend.It focuses on China Construction Bank branch in Anhui Province development of electronic banking.It analyzes the difference in e-banking business between China local banks and foreign banks.It investigates the factors which limit the growth of electronic banking in CCB Anhui Branch and points out the problem.At last,it provides detail suggestions for the improvement of electronic banking in CCB Anhui Branch.更多还原