【摘要】 选取2012—2023年30个省级面板数据，构建时间固定效应模型，探究数字普惠金融对乡村产业振兴的影响机制。实证结果表明：数字普惠金融对乡村产业振兴具有显著的正向影响，在采用工具变量考虑内生性问题后该结论依然成立；相较于其他地区，分样本异质性分析显示高城镇化率及高技术水平区域的数字普惠金融对乡村产业振兴具有更显著的促进作用。进一步研究发现，农村创业活力在数字普惠金融促进乡村产业振兴中发挥部分中介作用，基于此，要促进乡村产业振兴，就需大力发展数字普惠金融，进一步提高城镇化水平，持续激发农业经营主体创业活力。更多还原

【Abstract】 Based on the data of 30 provincial panels from 2012 to 2023, a time-fixed effect model was constructed to explore the impact mechanism of digital inclusive finance on the revitalization of rural industries. The empirical results show that digital inclusive finance has a significant positive impact on the revitalization of rural industries, and this conclusion is still valid after considering the endogeneity problem by using instrumental variables. Compared with other regions, the sub-sample heterogeneity analysis shows that digital inclusive finance in regions with high urbanization rate and high technology level has a more significant role in promoting the revitalization of rural industries. The further research finds that the vitality of rural entrepreneurship plays a partial intermediary role in the promotion of rural industry revitalization by digital inclusive finance. Based on this, in order to promote the revitalization of rural industries, it is necessary to vigorously develop digital inclusive finance, further improve the level of urbanization, and continue to stimulate the entrepreneurial vitality of agricultural operators.更多还原