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P2P网络借贷的文献评论

Literature review of online peer-to-peer lending

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【作者】 周正龙李延晖胡凤英

【Author】 Zhou Zhenglong;Li Yanhui;Hu Fengying;School of Information Management, Central China Normal University;Business School, Hubei University;

【机构】 华中师范大学信息管理学院湖北大学商学院

【摘要】 使用多维框架来分析和评论P2P网络借贷的相关文献,并基于该框架进行文献搜索和分析.结果表明, P2P网络借贷方面的文献主要集中于借款人行为属性与策略、贷款人行为与决策、P2P网络借贷市场及其他特征三个类别.进一步分析研究主题的活跃性和影响力后指出,不同类别的研究在活跃性与影响力之间存在不同的关系,而不同年份的活跃性与影响力之间存在弱的负相关关系.同时发现,一些研究成果存在重复发表和差异性研究现象.

【Abstract】 This paper uses a multidimensional framework to analyze and comment on literature related to peer-to-peer(P2 P) lending. Within this framework, this paper searched and analyzed the relevant literature.The results show that the literature on P2 P lending mainly focus on three categories: borrowers’ behaviour attributes and strategy, lenders’ behaviour and decision making, P2 P lending market and other characteristics.Analyzing the activity degree and influence of research topics, the paper shows that there are different relationships between activity degree and influence in different categories of research and that there is a weak negative correlation between activity degree and influence in different years. Furthermore, it is found that some research results have repeated publications and differential studies.

【基金】 国家自然科学基金资助项目(71471073);中央高校基本科研业务费专项资金资助项目(CCNU20QN016);湖北省博士后科技活动项目择优资助(Z37);中国博士后科学基金资助项目(2019M652682)
  • 【文献出处】 系统工程学报 ,Journal of Systems Engineering , 编辑部邮箱 ,2020年04期
  • 【分类号】F713.36;F830.5
  • 【被引频次】1
  • 【下载频次】175
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